Who It's For
Score More Consumers, Better
A Multi-Data Credit Score for More Predictability
By the Numbers - the Power of OneScore
21%
more applicants could be made scoreable with OneScore compared to a traditional credit score alone. ¹
10%
KS lift - when compared to a traditional score, enhancing the ability to identify consumers that should be swapped out. ¹
15.5%
more applicants can be approved when OneScore is used in combination with a traditional risk score¹ without incurring additional risk.
¹Equifax data and analysis.
Frequently Asked Questions
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Insights Blog
- October 24, 2024 New Tools for Credit Unions and Banks to Assess the Health of their Lending Portfolio Credit unions and small to mid-sized banks, ask yourself this question: Is your organizatio [...]
- October 18, 2024 How the Fed’s Interest Rate Cuts are Impacting Consumers and Lenders When the Federal Reserve lowered interest rates by 50 basis points in September, it was the firs [...]
- October 09, 2024 September 2024 Key Consumer Credit Insights In the September 2024 Market Pulse Webinar, our panelists had a lively discussion about several en [...]
- October 03, 2024 Beyond the Headlines: How Fed News Influences an Economic Ripple Effect In the September 2024 Market Pulse webinar, our panelists had a lively discussion about severa [...]
- September 25, 2024 How Alternative Finance Lenders Can Make Better Lending Decisions with a Single Score Our experts, Anna Fisher, Vice President, Alternative Finance, and David Sojka, Risk Advisor, disc [...]
- September 24, 2024 How Alternative Data Can Help You Navigate Current Market Trends In today's fast-paced market, lenders want to make informed decisions, expand their customer base, [...]
- September 17, 2024 Latest Key Consumer Credit Insights In the August 2024 Market Pulse Webinar, we discussed current data points around fintech and a [...]
- September 12, 2024 How Lenders Can Take Advantage of Open Banking Open banking is a financial services model that allows third-party providers to access a consumer' [...]
- September 10, 2024 Using Alternative Data in a K-Shaped Economy: Strategies for Lenders In the latter part of 2024, consumers are navigating a complex financial landscape. Our K-shaped [...]
- September 09, 2024 How to Grow Deposits from Small Businesses What do you think of when you hear “deposit growth”? For many, the immediate reaction is to think [...]
- September 03, 2024 Navigating Market Uncertainty: Strategies for Businesses in a Changing Macroeconomy In a recent Market Pulse webinar, we discussed current data points around Fintech and alternative [...]
- August 29, 2024 Economic Insights: Interest Rates, Fed Actions, and Global Impact As the Federal Reserve prepares to start cutting its key interest rate from its cu [...]
- August 27, 2024 Auto Loan Delinquencies and Fraud on the Rise: What You Need to Know In the world of auto lending, trends and statistics reveal important shifts in how different types [...]
- August 26, 2024 Experts Provide Insights on Alternative data, AI and Machine Learning Adopting alternative data can provide many benefits to fintechs. During our monthly Market Pulse w [...]
- August 14, 2024 Understanding the Rising Costs in Home and Auto Insurance: Insights from Equifax and JD Power Home and auto insurance premiums are on the rise. Insurance companies sought to rais [...]
- August 12, 2024 Consumer Wealth Tops $60T! How to Drive Deposit Growth and Expand Share of Wallet In today's ever-changing financial landscape, understanding wealth trends is a critical part of an [...]
- August 12, 2024 How Credit Unions Can Address Rising Auto Loan Delinquencies It’s no secret that auto affordability remains an issue for consumers. High auto prices and high i [...]
- August 05, 2024 How to Retain Deposits and Gather More Consumers think about money almost every day. How much is in my bank account? Do I have enough to [...]
- August 02, 2024 Your Questions Answered on How to Help Prevent Fraud During Market Pulse webinars, our audience submits questions each month to our expert panel. For o [...]
- August 01, 2024 Unpacking the Latest Trends in Consumer Credit and Delinquency Since the Market Pulse webinar is so dynamic, we want to ensure you do not miss one observation. B [...]
- July 30, 2024 The New Normal: June Auto Data and Implications for Lenders The New Normal The automotive industry is in radical transformation. Who will succeed? [...]
- July 26, 2024 Insights on Consumer Credit Risk and the K-Shaped Recovery In the latest episode of the Market Pulse podcast, the Equifax Risk Adv [...]
- July 17, 2024 June 2024 Market Pulse Webinar: Credit Trends Our latest Market Pulse webinar gave our panelists the opportunity to share insights on the curren [...]
- July 16, 2024 Seeking to Find New Lending Audiences? Try Alternative Data Lenders, how satisfied are you with your approach to prescreen targeting? Do your prescreen campai [...]
- July 15, 2024 How to Market Faster with Third Party Data Your customers’ behaviors are fluid, constantly shifting. Their financial trajectories change. The [...]
- July 12, 2024 Leveraging Consumer Data for Strategic Decisioning During our Market Pulse webinars, our audience submit questions each month to our expert panel. Fo [...]
- July 11, 2024 What are Multi-Bureau Attributes? Model efficiency and performance is the key Any company that leverages credit data from mu [...]
- July 10, 2024 Economic Signals and Strategic Imperatives The June 2024 Market Pulse webinar gave our esteemed panelists the opportunity to share insigh [...]
- July 03, 2024 Auto Insights: How to Move Forward Given Current Trends In the ever-evolving landscape of auto financing, a multitude of factors shape market dynamics. Fr [...]
- July 02, 2024 Gain a Comprehensive Understanding of Your Customers with Alternative Data As a utility, telco, or pay TV service provider, you know the importance of making informed decisi [...]
- June 27, 2024 Three Ways Savvy Auto Lenders are Using Analytics As an auto lender, your ability to pinpoint credit risk means everything. Yet, securely growing yo [...]
- June 26, 2024 Inflation, Consumer Spending, and Stagflation: Insights for Small Businesses In June’s Small Business Indices, we focused on consumer spending and its implications for the ove [...]
- June 25, 2024 Understanding Current Auto Loan Trends: A Look at the Numbers Published in May 2024, our U.S. National Consumer Credit Trends Report on Originations¹ provid [...]
- June 18, 2024 How to Elevate Your Account Management Practices Consumers' financial stability is an always shifting landscape. This is influenced by factors like [...]
- June 12, 2024 How to Predict Bankruptcy Risk and Help Safeguard Your Lending Portfolio The current dynamic economic landscape presents a complex challenge for lenders. They have relied [...]
- June 11, 2024 3 Ways to Improve Operational Efficiency While Boosting Access to Credit Unleash the power of Equifax alternative data and AI-powered risk decisioning from Provenir [...]
- June 05, 2024 6 Strategies to Maximize Deposits for Financial Growth We live in a complex world of finance where every dollar counts. That is why understanding deposit [...]
- June 03, 2024 3 Ways Insurers Can Capitalize on the Generational Wealth Transfer $68 trillion. It’s a mind-blowing number. An estimated $68 trillion is expected to shift from the [...]
- May 30, 2024 Navigating Economic Crossroads: Insights from Market Pulse Webinar Welcome to the May 2024 Market Pulse Webinar recap. Our goal is to keep you plugged in to what you [...]
- May 28, 2024 How Colleges can Ease Compliance with New FVT and GE Rules While Showcasing Degree Programs Aren’t you curious? Wondering where your college degree programs will land on the affordability sp [...]
- May 24, 2024 Unlock Entrepreneurship: 3 Ways Lenders Can Support Small Business Small businesses are the backbone of the American economy. They play an important role in job crea [...]
- May 20, 2024 Economic Insights on Credit and Affordability The March Market Pulse webinar resonated deeply with our audience. It delved into the complexit [...]
- May 17, 2024 Understanding the Economic Landscape for Small Businesses In recent months, the U.S. economy has been navigating various challenges, affecting both big and [...]
- May 16, 2024 2024 Small Business Trends: Default & Delinquency In honor of Small Business Month, we’re sharing tools and thought leadership to keep you in-th [...]
- May 13, 2024 Small Business Optimism in a Recovering Economy: Navigating Forward The market is continuing to move. Small businesses are often the first to react to economic fluct [...]
- May 08, 2024 Small Businesses: The Lifeblood of the American Economy The 2024 financial market leaves many in a state of uncertainty except for a certain bright sp [...]
- May 07, 2024 How AI is Transforming Traditional Credit Scoring & Lending Artificial Intelligence (AI) is all the rage right now. At a recent conference that I attended, a [...]
- May 06, 2024 Up Your Game: Strategies for Lenders to Modernize Prospecting The pressure is on for lenders. You need to ensure that your acquisition strategies are competitiv [...]
- May 03, 2024 From Strain to Resilience: Small Business Strategies for 2024 In 2023, the landscape was tumultuous. American small businesses, lenders, and service providers f [...]